Many people dream of buying a home, but aren’t sure how to take the first step. Because we feel that having someone to brainstorm with and help define your goals can be invaluable, we are offering complimentary purchase-planning sessions as a community service. There is no cost to take your first step to home ownership.

In these sessions you can:

1. Discover the optimal price range of your home that is in line with your life goals. How much you qualify for isn’t the only factor in determining how much you want to spend.

2. Obtain help with selecting the realtor that will best represent you in your price range and your target area of the island. This is more important than most people think. We know the best realtors on the island.

3. Receive assistance in determining the best time to buy based on the market, interest rates and your financial circumstance.

4. Optimize your negotiating power by developing a strategy and implementing it.

5. Develop a plan so you can qualify for a mortgage, if you don’t qualify now. Have a full loan approval in place before you start shopping for a home.

First-time homebuyer seminars can be helpful, but a one-on-one purchase-planning session is a more confidential way to enter into the process. Call us to make an appointment for a planning session.